Want a flexible car insurance coverage that provides a lot of value without the high cost? The first level of coverage beyond the state minimum coverage is comprehensive coverage. Comprehensive is great because it protects against so many different types of physical damage to your vehicle. Comprehensive coverage goes by a few different names and can be used as a stand-alone coverage for your vehicle or in combination with other coverage.
Common Comprehensive Coverage Names
- Comp
- Other than Collision
- Storage Insurance
- Fire and Theft
For the average driver, comprehensive is usually a fairly affordable coverage. It obviously varies per vehicle and per driver but overall for what you get, it is usually worth the cost. Even a windshield replacement can cost several hundred dollars and cracked windshields are not uncommon. Contact your insurance agent to help you review the benefits of comprehensive coverage. It could potentially save you thousands of dollars of out of pocket car expenses.
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